PAY.COM Card Types and Benefits

How to get a card

PAY.COM
Create an account

Create a PAY.COM account online using the web or mobile app by entering a mobile number, entering a password and approving the terms and conditions.

Verify your mobile number

To enjoy the benefits of the card once you create an account, you will be sent a 4 digit number in order to verify that the number is valid and that you own it. You are required to enter this 4 digit number via the web or mobile app.

Complete the sign up

Once the mobile verification is done, you will need to complete the registration process with the following information.

  • First Name
  • Surname
  • Address
  • Date of Birth
  • E-Mail address
  • Security question and answer
PAY.COM Gold
  • Follow the steps for getting a PAY.COM card
  • Provide certified documentation to qualify for a PAY.COM Gold

    To enjoy the benefits of a PAY.COM gold card holder, you are required to provide the below:

  • Photographic ID (one of the following):
    • Current valid passport
    • Current valid driving license
    • Current valid national identity card
  • Proof of address (any two of the following):

    - Official documentation/cards issued by the National Tax Authority and addressed to the individual;

    - Official documentation/cards issued by the Department of Social Protection or other similar National Agency and addressed to the individual;

    - Instrument of a court appointment (such as liquidator, or grant of probate);

    - Current local authority document e.g. refuse collection bill, water charge bill (this can include those printed from the internet, but where such bills are used, two printed bills from different service providers must be provided);

    - Current statement of account from a credit or financial institution, or credit/debit card statements (this can include those printed from the internet, but where such statements are used, two printed statement from difference service providers must be provided);

    - Current utility bills; (this can include those printed from the internet, but where such bills are used, two printed bills from different service providers must be provided);

    - Current household/motor insurance certificate PAY.COM Gold and renewal notice

PAY.COM Black
  • Follow the steps for getting a PAY.COM Gold
  • For more information, contact customer support at support@pay.com.

Maximum account balance at any time

£2,000

Maximum load within a 12 month period

£2,000

Maximum load limits

£400/day

 

£700/month

Debit or credit card

£400/day

Bank transfer

£400/day

Receive P2P money transfer

Blocked

Alternative Payment Method

£400/day

Minimum load limits

 

Debit or credit card

£10

Bank transfer

£10

Maximum spend limits

 

Amount for P2P money transfer

Blocked

Value of a single card purchase transaction

£700

Redemption to bank account in a 12 month period

£700

ATM withdrawal limits

Domestic only

 

£100/day

 

£400/month

ATM transaction

3/day

Minimum spend limits

 

Inter-account money transfer amount

£1

P2P money transfer amount

Blocked

Maximum account balance at any time

£50,000

Maximum load within a 12 month period

£50,000

Maximum load limits

£3,500/day

Debit or credit card

£3,500/day

Bank transfer

£3,500/day

Receive P2P money transfer

£500/day

Alternative Payment Method

£3,500/day

Minimum load limits

 

Debit or credit card

£10

Bank transfer

£10

Maximum spend limits

 

Amount for P2P money transfer

£500/day

Value of a single card purchase transaction

£3,500

Redemption to bank account in a 12 month period

No Limit

ATM withdrawal limits

£500/day

ATM transaction

5/day

Minimum spend limits

 

Inter-account money transfer amount

£1

P2P money transfer amount

£1

Maximum account balance at any time

£100,000

Maximum load within a 12 month period

£100,000

Maximum load limits

£3,500/day

Debit or credit card

£3,500/day

Bank transfer

£3,500/day

Receive P2P money transfer

£500/day

Alternative Payment Method

£3,500/day

Minimum load limits

 

Debit or credit card

£10

Bank transfer

£10

Maximum spend limits

 

Amount for P2P money transfer

£500/day

Value of a single card purchase transaction

£7,000

Redemption to bank account in a 12 month period

No Limit

ATM withdrawal limits

£3000/day

ATM transaction

5/day

Minimum spend limits

 

Inter-account money transfer amount

£1

P2P money transfer amount

£1

GBP Account Fees

EURO Account Limits

Maximum account balance at any time

€2,500

Maximum load within a 12 month period

€2,500

Maximum load limits

€500/day

 

€700/month

Debit or credit card

€500/day

Bank transfer

€500/day

Receive P2P money transfer

Blocked

Alternative Payment Method

€500/day

Minimum load limits

 

Debit or credit card

€10

Bank transfer

€10

Maximum spend limits

 

Amount for P2P money transfer

Blocked

Value of a single card purchase transaction

€1000

Redemption to bank account in a 12 month period

€1000

ATM withdrawal limits

Domestic only

 

€150/day

 

€500/month

ATM transaction

3/day

Minimum spend limits

 

Inter-account money transfer amount

€1

P2P money transfer amount

Blocked

Maximum account balance at any time

€50,000

Maximum load within a 12 month period

€50,000

Maximum load limits

€4,000/day

Debit or credit card

€4,000/day

Bank transfer

€4,000/day

Receive P2P money transfer

€500/day

Alternative Payment Method

€4,000/day

Minimum load limits

 

Debit or credit card

€10

Bank transfer

€10

Maximum spend limits

 

Amount for P2P money transfer

€500/day

Value of a single card purchase transaction

€4,000

Redemption to bank account in a 12 month period

€4,000

ATM withdrawal limits

No Limit

ATM transaction

5/day

Minimum spend limits

 

Inter-account money transfer amount

€1

P2P money transfer amount

€1

Maximum account balance at any time

€100,000

Maximum load within a 12 month period

€100,000

Maximum load limits

€4,000/day

Debit or credit card

€4,000/day

Bank transfer

€4,000/day

Receive P2P money transfer

€500/day

Alternative Payment Method

€4,000/day

Minimum load limits

 

Debit or credit card

€10

Bank transfer

€10

Maximum spend limits

 

Amount for P2P money transfer

€500/day

Value of a single card purchase transaction

€10,000

Redemption to bank account in a 12 month period

No Limit

ATM withdrawal limits

€4000/day

ATM transaction

5/day

Minimum spend limits

 

Inter-account money transfer amount

€1

P2P money transfer amount

€1

EUR Account Fees